Why Refinance?

Home refinance programs can save home owners tens of thousands of dollars over the life of the loan wh8ile reducing your monthly mortgage payments. the key to these dramatic savings is finding the loan program at the right home refinance rates. Home refinancing can help you eliminate high interest debt.

• Get cash back

• consolidate debt

• Lower your monthly payments

• Reduce your current interest rate

• Save thousands of dollars over the life of your loan

HOME LOAN REFINANCING OPTIONS - Home owners have several options when refinancing. There are 30 years loan terms, 15 year loan terms, 15 year fixed rate terms for those who plan on staying in the home for over 7 years. Other terms are from 7 to 5 year terms.

CASH BACK REFINANCING - Cash-out refinancing allows you to refinance your mortgage for more than you owe and then pocket the difference in the form of cash. This is ideal for funding college education, buying a new car or pursuing a new business venture. You use it as you need it.

HOW IT WORKS - Here's an example: Let's say you currently owe $90,000 on a home that's valued at $160,000 and you are seeking to lower the interest rate. You also would like to get $20,000 in cash.