All California Mortgage/APM Inc.
M.J. (Merri-Jane Lani) Viglizzo
M.J. (Merri-Jane Lani)  Viglizzo Mortgage Advisor

Office: 831-751-2209
Fax: 831-751-2994

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May 22 30 Year 15 Year
Average Rate 3.79% 3.04%
Fees /Points 0.70 0.70
Rates are based on National Average and do not constitute a specific mortgage offer.

Loan Checklist

The following items may be critical to your loan being completed in a timely manner. Please provide them if they apply to you.

  • Last 30 Days paycheck stubs for all borrowers (if applicable)
  • Last 2 years W-2's for all borrowers (if applicable)
  • Last 2 years tax returns for all borrowers. Including all forms.
  • Last 2 months asset statements.  Include checking, savings, brokerage, credit union. 401K, retirement, employee stock purchase plan, etc.
  • Copy of Divorce decree, including all pages (if applicable)
  • Copy of Bankruptcy discharge papers (if applicable)
  • Explanation Letter (for late payments, collections, etc.)
  • Copy of Drivers License for all borrowers
  • Copy of Purchase Agreement (if applicable).
  • Copy of all Pension Statements, "Award" Letter, etc. (if applicable)
  • Copy of Social Security Annual "Award" Letter, Statement, etc. (if applicable)